FinTech Product Owner Job Vacancy in Kigali, Rwanda – Financial Technology

Job Description

Position: FinTech Product Owner

Company: Mastercard Rwanda

Location: Kigali, Rwanda

Experience: 5+ years in product management, preferably in fintech

Education: Bachelor’s degree in Business, Computer Science, or related field

Employment Type: Full-time

Industry: Financial Technology

Department: Product Management

Salary: SSP 1,200,000 – 1,800,000 per month

Vacancies:1

Company Overview

Mastercard Rwanda is a leading global payments and technology company dedicated to connecting consumers, businesses, and governments through secure and innovative digital payment solutions. With a strong presence across Africa, Mastercard Rwanda drives financial inclusion, supports local fintech ecosystems, and partners with banks, merchants, and startups to accelerate the adoption of cash‑less transactions. The organization is committed to fostering a culture of innovation, diversity, and sustainability, making it an attractive employer for professionals seeking impactful careers in the rapidly evolving financial technology sector. As part of Mastercard’s worldwide network, the Kigali office plays a pivotal role in shaping the future of payments in Rwanda and the broader East African region, offering unparalleled career growth and exposure to cutting‑edge technologies.

For more information about Mastercard Rwanda’s mission and values, visit the official job portal.

Job Overview

The FinTech Product Owner will lead the end‑to‑end lifecycle of digital payment products, from ideation and market research to design, development, launch, and continuous improvement. Reporting to the Head of Product, the role collaborates closely with cross‑functional teams including engineering, design, compliance, marketing, and sales to ensure product-market fit and regulatory compliance. This position is central to Mastercard Rwanda’s strategy of expanding digital payment adoption among merchants, consumers, and government services, aligning with national financial inclusion goals and the broader vision of a cash‑less economy.

Explore additional opportunities across the region at Uganda Jobs Search.

Key Responsibilities

• Define product vision, strategy, and roadmap for fintech solutions that address local market needs and regulatory requirements.
• Gather and prioritize stakeholder requirements, translating them into clear user stories and acceptance criteria.
• Work closely with engineering and design teams to deliver high‑quality, secure, and scalable digital payment products.
• Conduct market analysis, competitive benchmarking, and user research to identify growth opportunities.
• Monitor product performance metrics, analyze data, and iterate on features to improve user adoption and satisfaction.
• Ensure compliance with Rwanda’s central bank regulations, data privacy laws, and Mastercard’s security standards.
• Collaborate with sales and marketing to develop go‑to‑market strategies, launch plans, and promotional campaigns.
• Act as the primary point of contact for internal and external partners, fostering strong relationships and driving joint initiatives.

Required Skills

• Strong product management expertise with a focus on fintech or digital payments.
• Excellent analytical and problem‑solving abilities, with a data‑driven decision‑making approach.
• Proficiency in agile methodologies and experience working with cross‑functional teams.
• Deep understanding of the Rwandan financial ecosystem, regulatory landscape, and consumer behavior.
• Exceptional communication and stakeholder management skills.
• Ability to translate complex technical concepts into clear business value.
• Strategic thinking combined with hands‑on execution capabilities.

Education

A Bachelor’s degree in Business Administration, Computer Science, Finance, Economics, or a related discipline is required. Advanced degrees or certifications in product management, fintech, or agile methodologies are highly desirable.

Experience

Minimum of five years of product ownership or senior product management experience in the financial technology sector, preferably with a track record of launching successful digital payment products in emerging markets.

Salary

The compensation package ranges from SSP 1,200,000 to SSP 1,800,000 per month, commensurate with experience and qualifications. The package includes performance‑based bonuses and benefits outlined below.

Benefits

• Competitive salary with annual performance bonuses.
• Comprehensive health insurance covering employee and dependents.
• Retirement savings plan with employer contributions.
• Generous paid time off and public holidays.
• Professional development allowance and tuition reimbursement.
• Flexible working arrangements and remote work options.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering Mastercard’s global standards, security protocols, and product suite.
• Continuous learning opportunities through internal academies, webinars, and industry conferences.
• Mentorship from senior product leaders and access to cross‑regional knowledge sharing platforms.
• Certification support for Agile, Scrum, and Product Management credentials.

Working Environment

Mastercard Rwanda offers a collaborative, inclusive, and innovative workplace located in the heart of Kigali’s business district. Employees benefit from modern office facilities, state‑of‑the‑art technology, and a culture that encourages creativity, diversity, and work‑life balance. The organization promotes open communication, teamwork, and a shared commitment to driving financial inclusion across Rwanda.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a virtual interview followed by an on‑site assessment with the product team.

Equal Opportunity Statement

Mastercard Rwanda is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, sexual orientation, or any other protected characteristic. All qualified applicants will receive consideration for employment without discrimination.