Credit Risk Analyst Job Vacancy in Huye, Rwanda – Banking & Finance

Job Description

Position: Credit Risk Analyst

Company: Rwanda Development Bank

Location: Huye, Rwanda

Experience: 3-5 years in credit analysis and risk assessment

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: SSP 800,000 – 1,200,000 per month

Vacancies:1

Company Overview

Rwanda Development Bank (RDB) is the premier development finance institution in Rwanda, dedicated to fostering sustainable economic growth through strategic financing, advisory services, and capacity building. With a strong presence across the country, RDB supports sectors ranging from agriculture and manufacturing to technology and infrastructure. As a catalyst for Rwanda Jobs, the bank plays a pivotal role in creating career opportunities that align with the nation’s Vision 2050. Joining RDB means becoming part of a dynamic team that drives Innovation, inclusivity, and impact in the heart of Africa.

Job Overview

The Credit Risk Analyst will be instrumental in evaluating loan applications, monitoring portfolio performance, and ensuring that credit decisions align with the bank’s risk appetite. This role offers a unique platform to contribute to the financial stability of Rwanda’s businesses while advancing your professional growth. As part of the Credit Risk Management department, you will collaborate with senior analysts, relationship managers, and external partners to safeguard the bank’s assets and support its mission of fostering inclusive economic development. This position is a prime example of Career Opportunities in Rwanda for finance professionals seeking meaningful impact.

Key Responsibilities

• Conduct comprehensive credit assessments of corporate and SME loan proposals, including financial statement analysis, cash flow modeling, and industry benchmarking.
• Prepare detailed credit memoranda and risk rating recommendations for senior management review.
• Monitor existing loan portfolios for early warning signals, covenant compliance, and emerging risks.
• Collaborate with relationship managers to structure financing solutions that balance client needs with risk mitigation.
• Maintain and update the bank’s credit risk database, ensuring data integrity and regulatory compliance.
• Participate in the development and refinement of credit policies, scoring models, and risk appetite frameworks.
• Provide analytical support for stress testing, scenario analysis, and capital adequacy assessments.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling and Excel.
• Excellent written and verbal communication skills for preparing clear credit reports.
• Attention to detail and ability to work under tight deadlines.
• Knowledge of Rwandan banking regulations, Basel III standards, and local market dynamics.
• Team player with collaborative mindset and ability to engage cross‑functional stakeholders.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are advantageous but not mandatory.

Experience

Applicants should possess 3‑5 years of experience in credit analysis, risk assessment, or related financial services roles, preferably within a banking or development finance environment.

Salary

The position offers a competitive salary ranging from SSP 800,000 to 1,200,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the remuneration package.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays in accordance with Rwandan labor law.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering RDB’s systems, policies, and risk culture.
• Continuous learning workshops on advanced credit analytics and regulatory updates.
• Mentorship opportunities with senior risk managers.

Working Environment

RDB offers a modern office environment in Huye with state‑of‑the‑art facilities, collaborative workspaces, and a culture that values diversity, integrity, and innovation. Employees enjoy a supportive atmosphere that encourages knowledge sharing and career progression.

Application Process

Interested candidates are invited to submit their application through the official RDB careers portal. Please upload your resume and a cover letter outlining your suitability for the role. Apply online at Rwanda Development Bank Careers. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

Rwanda Development Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, disability, or background. Our hiring practices reflect our dedication to fairness and the promotion of Employment in Rwanda for all qualified individuals.